Insurance Claim Plumbing Repairs? We Can Help

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Plumbing Insurance Claims in Philadelphia, Bucks County, & Montgomery County

If you have a property insurance policy, it may cover any damage caused by a plumbing issue. In addition to this, it may cover the cost of repairs, which is why it’s important to look at your insurance policy before paying out of pocket for plumbing repairs, water damage from burst pipes, or anything similar. At Bill Frusco Plumbing, Heating, & Cooling, we help homeowners deal with plumbing insurance claims in Philadelphia and the surrounding areas. We offer honest pricing and reliable emergency service on your schedule. As a family-owned and operated business, you can trust us with your most critical plumbing work. 

What Plumbing Issues Are Covered by Homeowners Insurance?

Sewer Problems

Many policies allow you to add on sewer protection, which is not covered in a standard home insurance policy. This will be invaluable if you ever need your sewer lines replaced, which can be a major expense.

Wear and Tear

Many standard plumbing problems like clogged drains and toilets are not eligible for insurance coverage. These are considered wear-and-tear problems, which means they fall under the responsibility of the property owner. 

Burst Pipes

While it may be difficult to receive coverage for damage caused by a slow, ongoing leak, most property owners succeed in getting coverage for sudden water damage caused by a burst pipe. If you file a claim and an insurance agent checks for a water leak due to lack of maintenance, you will most likely be denied and not covered. 

Plumbing Emergencies

Typical homeowners insurance policies cover sudden, accidental plumbing problems that cause damage. However, they don’t usually cover issues that slowly developed over time, such as mold growth or water damage from a slowly leaking pipe. Examples of sudden plumbing accidents include water line bursts and water heater bursts, which can occur as a result of corrosion buildup in the tank. Similarly, they will cover a broken pipe that is under slab under certain circumstances. If the insurance company finds that the issue could have easily been prevented by the property owner, they will deny your claim. This is why it’s helpful to work with a local plumbing company in Philadelphia that handles insurance claim work.

If your plumbing damage is severe enough that it warrants staying outside of your home temporarily, your insurance may cover the cost of a hotel stay, extra car mileage, meals, and even pet boarding. Get a copy of your policy to find out exactly what is covered for you. 

Dealing with Water Damage Claims

Many home insurance claims are a result of water damage. If you have suffered damage from a water main leak, contact us so we can guide you through the claim process and help document the damage and condition of your home. Leaks in the plumbing or any damage for which you have filed a claim with your insurance company will be checked by your appraiser. In order to evaluate your water claim, the insurance company will ask you to provide evidence and state which parts of your property were damaged. 

Commercial Water Damage

Business property insurance can cover losses or damage to plumbing fixtures and other business assets. In addition, the right property insurance will help you deal with the financial and legal consequences of costly claims and lawsuits against your business. You may be protected in cases where you are liable for water damage or when a customer is injured as a result of unsafe conditions (for example, if they slip and fall due to water leaking on a bathroom floor). 

The Benefits of Professional Assistance

Water damage not only destroys your property, but also impacts your quality of life, as handling a property insurance claim is a complex and time-consuming process. The average homeowner is not experienced with water damage claims, and therefore policy language can be extremely confusing. This is why we offer help with plumbing repairs in Philadelphia when insurance coverage is involved.

If you are a home or business owner who experienced a sudden plumbing mishap, we can help you understand, document, and repair the damage while explaining what to share with your insurance company. Any sudden plumbing event that damaged your personal possessions, the structure of your home, or even your neighbors property, should be covered by your homeowners insurance. 

How to Prevent a Plumbing Emergency

When it comes to sudden and severe plumbing failures, prevention is the best case scenario. This means paying close attention to how your toilets, sinks, drains, and pipes are functioning. Noticing any unusual symptoms in your plumbing system can help you address a growing problem before it becomes a disaster. Some major warning signs to look out for include:

• A sewage odor coming from your drains
• Multiple drains aren’t working on your property
• Bubbles in your toilet or drain
• Low water pressure
• Toilet making strange noises
• Clogged drains
• Sewage coming from cleanout pipes (located outside)

Years of experience: Bill Frusco Plumbing, Heating, & Cooling has been helping clients navigate plumbing insurance claims in Philadelphia and the surrounding areas for over five decades. 

Certified experts: As a Google Guaranteed business and a Master Licensed Plumber (042945) in the state of Pennsylvania, you can depend on Bill Frusco for expert plumbing service with satisfaction guaranteed. Our business has also received an Institute of Inspection Cleaning & Restoration Certification (IICRC).

Free estimates and financing: Plumbing emergencies can be unexpected expenses. That’s why we offer free estimates for all of our services. We also offer financing options with approved credit through Wells Fargo. Reach out today to see if you qualify for special financing.

Emergency service: If you have a plumbing emergency, it could have devastating consequences for your health. We provide 24/7 emergency plumbing service in Philadelphia and the surrounding areas to help keep you safe. You can contact us anytime, day or night, for fast, reliable plumbing repair.

Plumbing Insurance Claims Areas

Our team of contractors at Bill Frusco Plumbing, Heating, & Cooling can help with plumbing insurance claims in many areas of Pennsylvania, such as:

• Philadelphia
• Bucks County
• Montgomery County
• Delaware County
• And more!

Get Your Free Plumbing Estimate Today

Save yourself time and stress by getting in touch with us for plumbing insurance claims in Philadelphia. Our contractors will diagnose the problem and get to work restoring your plumbing. If you are uncertain how to begin with filing an insurance claim for plumbing-related damage, we can help. Call today to get your free estimate.